Death benefit
The set amount paid to the people you name (your beneficiaries) when you pass away. You choose an amount based on what your family may need.
Protect your family
Life insurance, simply explained
Life insurance pays a set amount to your loved ones after you pass away. It can leave a legacy, pay final expenses, or help cover debts.
Why consider it near retirement?
If you are close to retirement and do not have a policy, life insurance can give your family a financial cushion. It can help with funeral and end-of-life costs, outstanding bills, or expenses from a long illness or hospital stay.
Medicare and life insurance can work together, but they are not the same. Medicare helps pay for your health care; life insurance helps the people you leave behind.
Three words worth knowing
Premium
The regular payment you make to keep the policy active. It depends on things like age, health, and the size of the benefit.
Cash value
Some permanent policies build savings over time that you may be able to borrow against or use later.
Want to see which life insurance options fit your situation? Let's talk.
Call 412-844-4856